{"id":338574,"date":"2022-02-18T10:27:47","date_gmt":"2022-02-18T10:27:47","guid":{"rendered":"https:\/\/joancerda.com\/income-and-personal-wealth\/"},"modified":"2026-02-05T08:38:29","modified_gmt":"2026-02-05T08:38:29","slug":"income-and-personal-wealth","status":"publish","type":"page","link":"https:\/\/joancerda.com\/en\/income-and-personal-wealth\/","title":{"rendered":"Income and personal wealth"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#E7E7E7&#8243; background_enable_image=&#8221;off&#8221; custom_padding=&#8221;100px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1400px&#8221; custom_margin=&#8221;|auto|15vh|auto|false|false&#8221; custom_padding=&#8221;||||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; header_3_font=&#8221;Lato||||||||&#8221; header_3_text_color=&#8221;#152052&#8243; header_3_font_size=&#8221;18px&#8221; header_3_letter_spacing=&#8221;2.5px&#8221; header_4_font=&#8221;|700|||||||&#8221; header_4_text_color=&#8221;#152052&#8243; header_4_letter_spacing=&#8221;2.5px&#8221; custom_margin=&#8221;||15px||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; header_3_font_size_tablet=&#8221;16px&#8221; header_3_font_size_phone=&#8221;14px&#8221; header_3_font_size_last_edited=&#8221;on|tablet&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"text-align: center;\">DEPARTMENT<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;ogg||||||||&#8221; text_text_color=&#8221;#152052&#8243; text_font_size=&#8221;56px&#8221; text_letter_spacing=&#8221;0.2px&#8221; text_line_height=&#8221;1em&#8221; header_font=&#8221;ogg||||||||&#8221; header_text_color=&#8221;#152052&#8243; header_font_size=&#8221;56px&#8221; header_4_font=&#8221;|700|||||||&#8221; header_4_text_color=&#8221;#00C6DA&#8221; header_4_letter_spacing=&#8221;2.5px&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;||30px||false|false&#8221; custom_padding_phone=&#8221;||30px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; text_font_size_tablet=&#8221;50px&#8221; text_font_size_phone=&#8221;42px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; header_font_size_tablet=&#8221;52px&#8221; header_font_size_phone=&#8221;48px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1 style=\"text-align: center;\">Income and personal wealth<\/h1>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|300|||||||&#8221; text_text_color=&#8221;#152052&#8243; text_font_size=&#8221;28px&#8221; text_line_height=&#8221;1.2em&#8221; header_2_font=&#8221;|300|||||||&#8221; header_2_text_color=&#8221;#152052&#8243; header_2_font_size=&#8221;38px&#8221; header_3_font=&#8221;|||on|||||&#8221; header_3_text_color=&#8221;#152052&#8243; header_3_font_size=&#8221;24px&#8221; header_6_font=&#8221;||||||||&#8221; header_6_text_color=&#8221;#00C6DA&#8221; header_6_font_size=&#8221;17px&#8221; header_6_letter_spacing=&#8221;0.2px&#8221; header_6_line_height=&#8221;1.2em&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; header_2_font_size_tablet=&#8221;24px&#8221; header_2_font_size_phone=&#8221;20px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h6 style=\"text-align: center;\"><span class=\"s1\">We find the best context for your interests to give you peace of mind.<span class=\"Apple-converted-space\">\u00a0<\/span><\/span><\/h6>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|300|||||||&#8221; text_text_color=&#8221;#152052&#8243; text_font_size=&#8221;26px&#8221; text_line_height=&#8221;1.2em&#8221; header_2_font=&#8221;||||||||&#8221; max_width=&#8221;900px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;10px||10px||true|false&#8221; custom_padding=&#8221;20px||20px||true|false&#8221; text_font_size_tablet=&#8221;24px&#8221; text_font_size_phone=&#8221;20px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\"><span class=\"s1\">In the face of globalisation and the speed at which technological advances are being updated, transparency and fiscal control are taking on a preponderant role. Both the complexity and the speed of change of the tax environment are drastically affecting the personal and family environment. This is why a correct planning and structuring of the personal or family economic scheme is necessary to provide peace of mind in the short and long term.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;#NuestrasSoluciones&#8221; button_text=&#8221;OUR SOLUTIONS&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;14px&#8221; button_text_color=&#8221;#00C6DA&#8221; button_border_width=&#8221;0px&#8221; button_border_color=&#8221;RGBA(255,255,255,0)&#8221; button_border_radius=&#8221;0px&#8221; button_letter_spacing=&#8221;1px&#8221; button_font=&#8221;|600|||||||&#8221; button_icon=&#8221;&#x22;||divi||400&#8243; button_icon_color=&#8221;#00C6DA&#8221; button_on_hover=&#8221;off&#8221; custom_margin=&#8221;20px||||false|false&#8221; custom_padding=&#8221;12px|45px|12px|45px|true|true&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_text_size__hover_enabled=&#8221;on|hover&#8221; 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_builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;ogg||||||||&#8221; text_text_color=&#8221;#F7F7F7&#8243; text_font_size=&#8221;56px&#8221; text_letter_spacing=&#8221;0.2px&#8221; text_line_height=&#8221;1em&#8221; header_text_color=&#8221;#00C6DA&#8221; header_2_font=&#8221;ogg||||||||&#8221; header_2_text_color=&#8221;#152052&#8243; header_2_font_size=&#8221;42px&#8221; header_4_font=&#8221;|700|||||||&#8221; header_4_text_color=&#8221;#00C6DA&#8221; header_4_letter_spacing=&#8221;2.5px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;||30px||false|false&#8221; custom_padding_phone=&#8221;||30px||false|false&#8221; custom_padding_last_edited=&#8221;off|desktop&#8221; hover_enabled=&#8221;0&#8243; text_font_size_tablet=&#8221;50px&#8221; text_font_size_phone=&#8221;42px&#8221; text_font_size_last_edited=&#8221;off|desktop&#8221; header_2_font_size_tablet=&#8221;32px&#8221; header_2_font_size_phone=&#8221;32px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; inline_fonts=&#8221;Lato&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h2 style=\"text-align: center;\"><span class=\"s1\">How we<br \/>do it<\/span><\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|300|||||||&#8221; text_text_color=&#8221;#152052&#8243; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.2em&#8221; header_2_font=&#8221;||||||||&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;10px||10px||true|false&#8221; custom_padding=&#8221;20px|50px|20px|50px|true|true&#8221; text_font_size_tablet=&#8221;18px&#8221; text_font_size_phone=&#8221;16px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\"><span class=\"s1\">Our job is to find the best context for your interests, always guaranteeing what is most important to us: your peace of mind. Our team of income and wealth specialists can help you with tax obligations and administrative bureaucracy, develop the right planning and advise you on the best solutions to achieve the optimum level of tax efficiency and peace of mind. Together we will find the most cost-effective solutions and planning that best suits you.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;#AprendeMas&#8221; button_text=&#8221;LEARN MORE&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;14px&#8221; button_text_color=&#8221;#00C6DA&#8221; button_border_width=&#8221;0px&#8221; button_border_color=&#8221;RGBA(255,255,255,0)&#8221; button_border_radius=&#8221;0px&#8221; button_letter_spacing=&#8221;1px&#8221; button_font=&#8221;|600|||||||&#8221; button_icon=&#8221;&#x22;||divi||400&#8243; button_icon_color=&#8221;#00C6DA&#8221; button_on_hover=&#8221;off&#8221; custom_margin=&#8221;20px||||false|false&#8221; custom_padding=&#8221;12px|45px|12px|45px|true|true&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_text_size__hover_enabled=&#8221;on|hover&#8221; button_text_color__hover_enabled=&#8221;on|hover&#8221; button_text_color__hover=&#8221;#152052&#8243; button_bg_color__hover_enabled=&#8221;on|desktop&#8221; button_bg_color__hover=&#8221;RGBA(255,255,255,0)&#8221; button_bg_enable_color__hover=&#8221;on&#8221; button_border_color__hover_enabled=&#8221;on|hover&#8221; button_border_color__hover=&#8221;#152052&#8243; button_text_size__hover=&#8221;14px&#8221; button_icon_color__hover_enabled=&#8221;on|desktop&#8221; button_icon_color__hover=&#8221;#152052&#8243; button_letter_spacing__hover_enabled=&#8221;on|hover&#8221; button_letter_spacing__hover=&#8221;2px&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;M\u00f3dulo botones flotantes&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; locked=&#8221;off&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; custom_css_main_element=&#8221;.floating-contact-buttons {||  position: fixed;||  top: 40%;||  left: 0;||  display: flex;||  flex-direction: column;||  gap: 12px;||  z-index: 9999;||}||||.floating-btn {||  display: flex;||  align-items: center;||  padding: 12px;||  background-color: #00c6da; \/* por defecto rojo *\/||  color: #fff;||  text-decoration: none;||  border-radius: 0 30px 30px 0;||  overflow: hidden;||  width: 50px;||  transition: width 0.3s ease;||  white-space: nowrap;||}||||.floating-btn .text {||  margin-left: 10px;||  opacity: 0;||  transition: opacity 0.3s ease;||  font-size: 16px;||  font-family: &#8216;Lato&#8217;, sans-serif;||  font-weight: 700; \/* Bold *\/||  letter-spacing: -0.5px;||}||||.floating-btn:hover {||  width: 180px;||}||||.floating-btn:hover .text {||  opacity: 1;||}||||\/* Colores espec\u00edficos *\/||.floating-btn.email {||  background-color: #333;||}||.floating-btn.email:hover {||  background-color: #000;||}&#8221; custom_css_free_form=&#8221;\/* &#8212;&#8212;&#8212;- Posicionamiento general &#8212;&#8212;&#8212;- *\/||.floating-contact-buttons{||  position: fixed;||  right: 20px;||  bottom: 20px;||  display: flex;||  flex-direction: column;||  gap: 14px;||  z-index: 9999;||}||||\/* &#8212;&#8212;&#8212;- Bot\u00f3n base &#8212;&#8212;&#8212;- *\/||.floating-btn{||  display: flex;||  align-items: center;||                  \/* separaci\u00f3n icono-texto *\/||  padding: 10px 14px;||  border-radius: 30px;||  text-decoration: none;||  color: #fff;||  font-family: sans-serif;||  font-weight: 600;||  overflow: hidden;             \/* oculta el texto antes de desplegar *\/||  transition: max-width .3s ease, opacity .3s ease;||  max-width: 48px;              \/* solo icono visible al principio *\/||}||||\/* Colores de cada acci\u00f3n *\/||.floating-btn.phone  { background:#00c7d9; }||.floating-btn.email  { background:#333;   }||||\/* &#8212;&#8212;&#8212;- Texto que se despliega &#8212;&#8212;&#8212;- *\/||.floating-btn .text{||  white-space: nowrap;||  opacity: 0;||}||||\/* \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/||\/* 1. 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Pantallas T\u00c1CTILES (hover:none  &#038;  pointer:coarse)||      \u2192 desactivamos la animaci\u00f3n y||        dejamos el bot\u00f3n \u201cfijo\u201d               *\/||\/* \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/||@media (hover:none) and (pointer:coarse){||  \/* Opci\u00f3n A: que se vean solo los iconos||     (quedan \u2018fijos\u2019 tal como pides)        *\/||  .floating-btn{||    max-width: 48px;            \/* no se desplegar\u00e1 nunca *\/||  }||  .floating-btn .text{||    display: none;              \/* ocultamos totalmente el texto *\/||  }||||  \/* Si prefieres que en m\u00f3vil se vea SIEMPRE el texto,||     comenta el bloque anterior y descomenta este:     *\/||  \/*||  .floating-btn{||    max-width: 220px;||  }||  .floating-btn .text{||    opacity: 1;||  }||  *\/||}||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"floating-contact-buttons\"><!-- [et_pb_line_break_holder] -->  <!-- Tel\u00e9fono --><!-- [et_pb_line_break_holder] -->  <a href=\"tel:+34971764242\" class=\"floating-btn phone\"><!-- [et_pb_line_break_holder] -->    <i class=\"fas fa-phone-alt\"><\/i><!-- [et_pb_line_break_holder] -->    <span class=\"text\">+34 971 76 42 42<\/span><!-- [et_pb_line_break_holder] -->  <\/a><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  <!-- Email --><!-- [et_pb_line_break_holder] -->  <a href=\"mailto:info@tudominio.com\" class=\"floating-btn email\"><!-- [et_pb_line_break_holder] -->    <i class=\"fas fa-envelope\"><\/i><!-- [et_pb_line_break_holder] -->    <span class=\"text\">info@joancerda.com<\/span><!-- [et_pb_line_break_holder] -->  <\/a><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] -->[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; 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background_position=&#8221;center_right&#8221; custom_padding=&#8221;80px||80px||true|false&#8221; background_last_edited=&#8221;on|phone&#8221; use_background_color_gradient_phone=&#8221;on&#8221; background_color_gradient_stops_phone=&#8221;#152052 45%|#152052 45%&#8221; background_color_gradient_start_phone=&#8221;#152052&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; specialty_columns=&#8221;2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_row_inner module_id=&#8221;NuestrasSoluciones&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||5px||false|false&#8221; custom_padding=&#8221;0px||0px|||&#8221; locked=&#8221;off&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; 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custom_padding_phone=&#8221;||30px||false|false&#8221; custom_padding_last_edited=&#8221;off|desktop&#8221; text_font_size_tablet=&#8221;50px&#8221; text_font_size_phone=&#8221;42px&#8221; text_font_size_last_edited=&#8221;off|desktop&#8221; header_2_font_size_tablet=&#8221;52px&#8221; header_2_font_size_phone=&#8221;48px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; inline_fonts=&#8221;Lato&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 style=\"text-align: left;\">Our<br \/>\nsolutions<\/h2>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;35px||5px||false|false&#8221; custom_padding=&#8221;0px||0px|||&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|phone&#8221; custom_css_main_element_phone=&#8221;width: 47.25% !important;||margin-right: 5.5% !important;||margin-bottom: 0 !important;&#8221;][et_pb_text module_id=&#8221;mostrar-info-anuncio-1&#8243; module_class=&#8221;anuncio-activo&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#152052&#8243; header_font=&#8221;|600|||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;rgba(21,32,82,0.3)&#8221; header_3_font=&#8221;Lato||||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#152052&#8243; header_3_font_size=&#8221;20px&#8221; header_3_letter_spacing=&#8221;0.2px&#8221; module_alignment=&#8221;center&#8221; custom_css_main_element=&#8221;cursor: pointer;&#8221; global_colors_info=&#8221;{}&#8221; header_3_text_color__hover_enabled=&#8221;on|desktop&#8221; header_3_text_color__hover=&#8221;#00C6DA&#8221;]<\/p>\n<h3 style=\"text-align: left;\"><span class=\"s1\">Income and personal wealth<\/span><\/h3>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;5px||5px||true|false&#8221; custom_padding=&#8221;0px||0px|||&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|phone&#8221; custom_css_main_element_phone=&#8221;width: 47.25% !important;||margin-right: 5.5% !important;||margin-bottom: 0 !important;&#8221;][et_pb_text module_id=&#8221;mostrar-info-anuncio-2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#152052&#8243; header_font=&#8221;|600|||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;rgba(21,32,82,0.3)&#8221; header_3_font=&#8221;Lato||||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#152052&#8243; header_3_font_size=&#8221;20px&#8221; header_3_letter_spacing=&#8221;0.2px&#8221; module_alignment=&#8221;center&#8221; header_3_text_color_tablet=&#8221;#152052&#8243; header_3_text_color_phone=&#8221;#F7F7F7&#8243; header_3_text_color_last_edited=&#8221;on|phone&#8221; custom_css_main_element=&#8221;cursor: pointer;&#8221; global_colors_info=&#8221;{}&#8221; header_3_text_color__hover_enabled=&#8221;on|desktop&#8221; header_3_text_color__hover=&#8221;#00C6DA&#8221;]<\/p>\n<h3 style=\"text-align: left;\">Inheritance and succession<\/h3>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;5px||5px||true|false&#8221; custom_padding=&#8221;0px||0px|||&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|phone&#8221; custom_css_main_element_phone=&#8221;width: 47.25% !important;||margin-right: 5.5% !important;||margin-bottom: 0 !important;&#8221;][et_pb_text module_id=&#8221;mostrar-info-anuncio-3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#152052&#8243; header_font=&#8221;|600|||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;rgba(21,32,82,0.3)&#8221; header_3_font=&#8221;Lato||||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#152052&#8243; header_3_font_size=&#8221;20px&#8221; header_3_letter_spacing=&#8221;0.2px&#8221; module_alignment=&#8221;center&#8221; header_3_text_color_tablet=&#8221;#152052&#8243; header_3_text_color_phone=&#8221;#F7F7F7&#8243; header_3_text_color_last_edited=&#8221;on|phone&#8221; custom_css_main_element=&#8221;cursor: pointer;&#8221; global_colors_info=&#8221;{}&#8221; header_3_text_color__hover_enabled=&#8221;on|desktop&#8221; header_3_text_color__hover=&#8221;#00C6DA&#8221;]<\/p>\n<h3 style=\"text-align: left;\"><span class=\"s1\">Tax procedures and inspections<\/span><\/h3>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=&#8221;4.16&#8243; 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header_3_letter_spacing=&#8221;0.2px&#8221; module_alignment=&#8221;center&#8221; header_3_text_color_tablet=&#8221;#152052&#8243; header_3_text_color_phone=&#8221;#F7F7F7&#8243; header_3_text_color_last_edited=&#8221;on|phone&#8221; custom_css_main_element=&#8221;cursor: pointer;&#8221; global_colors_info=&#8221;{}&#8221; header_3_text_color__hover_enabled=&#8221;on|hover&#8221; header_3_text_color__hover=&#8221;#00C6DA&#8221;]<\/p>\n<h3 style=\"text-align: left;\"><span class=\"s1\">Planning of investment processes<\/span><\/h3>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;5px||5px||false|false&#8221; custom_padding=&#8221;0px||0px|||&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; 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header_3_text_color__hover=&#8221;#00C6DA&#8221;]<\/p>\n<h3 style=\"text-align: left;\">Commercial transactions<\/h3>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code admin_label=&#8221;C\u00f3digo jquery para la funcionalidad&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<script><!-- [et_pb_line_break_holder] -->jQuery(function($){<!-- [et_pb_line_break_holder] -->  <!-- [et_pb_line_break_holder] -->  $('[id*=\"mostrar-info-anuncio\"]').click(function() {<!-- [et_pb_line_break_holder] -->    var selector1 = $(this).attr('id').replace('-anuncio', '');<!-- [et_pb_line_break_holder] -->    var $info   = $('#' + selector1);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    $info.fadeIn().siblings().hide();<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    $('[id*=\"mostrar-info-anuncio\"]').removeClass(\"anuncio-activo\");<!-- [et_pb_line_break_holder] -->    $(this).addClass('anuncio-activo');<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->\t});<!-- [et_pb_line_break_holder] -->});<!-- [et_pb_line_break_holder] --><\/script>[\/et_pb_code][et_pb_code admin_label=&#8221;Estilos CSS blurb activo&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<style><!-- [et_pb_line_break_holder] -->.anuncio-no-mostrar {<!-- [et_pb_line_break_holder] -->  display: none;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.anuncio-activo img {<!-- [et_pb_line_break_holder] -->  border: 3px solid #edf000 !important;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><\/style>\n<p>[\/et_pb_code][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;Income and personal wealth&#8221; image=&#8221;https:\/\/joancerda.com\/wp-content\/uploads\/2022\/01\/Ico.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;60%&#8221; content_max_width=&#8221;100%&#8221; module_id=&#8221;mostrar-info-1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Lato|600|||||||&#8221; header_text_align=&#8221;left&#8221; header_text_color=&#8221;#F7F7F7&#8243; header_font_size=&#8221;20px&#8221; header_letter_spacing=&#8221;-0.5px&#8221; header_line_height=&#8221;1.2em&#8221; body_font=&#8221;Roboto|300|||||||&#8221; body_text_align=&#8221;left&#8221; body_text_color=&#8221;#F7F7F7&#8243; body_font_size=&#8221;18px&#8221; body_line_height=&#8221;1.2em&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;30px||30px||true|true&#8221; animation=&#8221;off&#8221; body_line_height_tablet=&#8221;1.2em&#8221; body_line_height_phone=&#8221;1.2em&#8221; body_line_height_last_edited=&#8221;on|phone&#8221; border_radii=&#8221;on|6px|6px|6px|6px&#8221; border_color_all=&#8221;#152052&#8243; global_colors_info=&#8221;{}&#8221; image__hover=&#8221;https:\/\/joancerda.com\/wp-content\/uploads\/2022\/01\/Ico.png&#8221; image__hover_enabled=&#8221;on|hover&#8221;]<\/p>\n<p style=\"text-align: left;\"><span class=\"s1\">We advise you before the end of each income tax cycle. And in order to offer you the best solutions, we anticipate each period in order to achieve an optimal tax burden, analysing your assets and the most current regulations, detecting potential benefits or risks. Once the planning has been carried out, when the due dates arrive, we prepare the income. And we always do so with maximum efficiency and security to offer the greatest peace of mind.<span class=\"Apple-converted-space\">\u00a0<\/span><\/span><\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;Inheritance and succession&#8221; image=&#8221;https:\/\/joancerda.com\/wp-content\/uploads\/2022\/01\/Ico.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;60%&#8221; content_max_width=&#8221;100%&#8221; module_id=&#8221;mostrar-info-2&#8243; module_class=&#8221;anuncio-no-mostrar&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Lato|600|||||||&#8221; header_text_align=&#8221;left&#8221; header_text_color=&#8221;#F7F7F7&#8243; header_font_size=&#8221;20px&#8221; header_letter_spacing=&#8221;-0.5px&#8221; header_line_height=&#8221;1.2em&#8221; body_font=&#8221;Roboto|300|||||||&#8221; body_text_align=&#8221;left&#8221; body_text_color=&#8221;#F7F7F7&#8243; body_font_size=&#8221;18px&#8221; body_line_height=&#8221;1.2em&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;30px||30px||true|true&#8221; animation=&#8221;off&#8221; body_line_height_tablet=&#8221;1.2em&#8221; body_line_height_phone=&#8221;1.2em&#8221; body_line_height_last_edited=&#8221;on|phone&#8221; border_radii=&#8221;on|6px|6px|6px|6px&#8221; border_color_all=&#8221;#152052&#8243; global_colors_info=&#8221;{}&#8221; image__hover=&#8221;https:\/\/joancerda.com\/wp-content\/uploads\/2022\/01\/Ico.png&#8221; image__hover_enabled=&#8221;on|hover&#8221;]<\/p>\n<p style=\"text-align: left;\"><span class=\"s1\">Inheritance planning, as well as the processing of inheritances, is an unexplored and very complex area, which also has personal nuances that can complicate it even more. Our firm has teams specialised in this area that can design, mediate and process a specific plan adapted and focused on tax optimisation for the heirs.<span class=\"Apple-converted-space\">\u00a0<\/span><\/span><\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;Tax procedures and inspections&#8221; image=&#8221;https:\/\/joancerda.com\/wp-content\/uploads\/2022\/01\/Ico.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;60%&#8221; content_max_width=&#8221;100%&#8221; module_id=&#8221;mostrar-info-3&#8243; module_class=&#8221;anuncio-no-mostrar&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Lato|600|||||||&#8221; header_text_align=&#8221;left&#8221; header_text_color=&#8221;#F7F7F7&#8243; header_font_size=&#8221;20px&#8221; header_letter_spacing=&#8221;-0.5px&#8221; header_line_height=&#8221;1.2em&#8221; body_font=&#8221;Roboto|300|||||||&#8221; body_text_align=&#8221;left&#8221; body_text_color=&#8221;#F7F7F7&#8243; body_font_size=&#8221;18px&#8221; body_line_height=&#8221;1.2em&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;30px||30px||true|true&#8221; animation=&#8221;off&#8221; body_line_height_tablet=&#8221;1.2em&#8221; body_line_height_phone=&#8221;1.2em&#8221; body_line_height_last_edited=&#8221;on|phone&#8221; border_radii=&#8221;on|6px|6px|6px|6px&#8221; border_color_all=&#8221;#152052&#8243; global_colors_info=&#8221;{}&#8221; image__hover=&#8221;https:\/\/joancerda.com\/wp-content\/uploads\/2022\/01\/Ico.png&#8221; image__hover_enabled=&#8221;on|hover&#8221;]<span class=\"s1\">Our legal-tax team, experts in administrative procedures, can take charge of managing tax procedures, first analysing each situation in detail and studying case law in depth in order to provide you with the best defence. At Joan Cerd\u00e0 we lead the negotiation processes and accompany you through all the inspection phases. To do this, we are constantly training and we are up to date with current regulations in order to detect the best benefits.<span class=\"Apple-converted-space\">\u00a0<\/span><\/span>[\/et_pb_blurb][et_pb_blurb title=&#8221;Planning of investment processes&#8221; image=&#8221;https:\/\/joancerda.com\/wp-content\/uploads\/2022\/01\/Ico.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;60%&#8221; content_max_width=&#8221;100%&#8221; module_id=&#8221;mostrar-info-4&#8243; module_class=&#8221;anuncio-no-mostrar&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Lato|600|||||||&#8221; header_text_align=&#8221;left&#8221; header_text_color=&#8221;#F7F7F7&#8243; header_font_size=&#8221;20px&#8221; header_letter_spacing=&#8221;-0.5px&#8221; header_line_height=&#8221;1.2em&#8221; body_font=&#8221;Roboto|300|||||||&#8221; body_text_align=&#8221;left&#8221; body_text_color=&#8221;#F7F7F7&#8243; body_font_size=&#8221;18px&#8221; body_line_height=&#8221;1.2em&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;30px||30px||true|true&#8221; animation=&#8221;off&#8221; body_line_height_tablet=&#8221;1.2em&#8221; body_line_height_phone=&#8221;1.2em&#8221; body_line_height_last_edited=&#8221;on|phone&#8221; border_radii=&#8221;on|6px|6px|6px|6px&#8221; border_color_all=&#8221;#152052&#8243; global_colors_info=&#8221;{}&#8221; image__hover=&#8221;https:\/\/joancerda.com\/wp-content\/uploads\/2022\/01\/Ico.png&#8221; image__hover_enabled=&#8221;on|hover&#8221;]<span class=\"s1\">Our economic and legal advice on our clients&#8217; investment processes is both rigorous and confidential. We audit the operations, analysing in detail the risks and opportunities of each one of them, and we also guide you contractually and accompany you until the end of the operation to ensure its success. We also draw up contracts and deeds and manage the notary procedures, which will give you complete peace of mind during the development of the investment.<span class=\"Apple-converted-space\">\u00a0<\/span><\/span>[\/et_pb_blurb][et_pb_blurb title=&#8221;Commercial transactions &#8221; image=&#8221;https:\/\/joancerda.com\/wp-content\/uploads\/2022\/01\/Ico.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;60%&#8221; content_max_width=&#8221;100%&#8221; module_id=&#8221;mostrar-info-5&#8243; module_class=&#8221;anuncio-no-mostrar&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Lato|600|||||||&#8221; header_text_align=&#8221;left&#8221; header_text_color=&#8221;#F7F7F7&#8243; header_font_size=&#8221;20px&#8221; header_letter_spacing=&#8221;-0.5px&#8221; header_line_height=&#8221;1.2em&#8221; body_font=&#8221;Roboto|300|||||||&#8221; body_text_align=&#8221;left&#8221; body_text_color=&#8221;#F7F7F7&#8243; body_font_size=&#8221;18px&#8221; body_line_height=&#8221;1.2em&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;30px||30px||true|true&#8221; animation=&#8221;off&#8221; body_line_height_tablet=&#8221;1.2em&#8221; body_line_height_phone=&#8221;1.2em&#8221; body_line_height_last_edited=&#8221;on|phone&#8221; border_radii=&#8221;on|6px|6px|6px|6px&#8221; border_color_all=&#8221;#152052&#8243; global_colors_info=&#8221;{}&#8221; image__hover=&#8221;https:\/\/joancerda.com\/wp-content\/uploads\/2022\/01\/Ico.png&#8221; image__hover_enabled=&#8221;on|hover&#8221;]<span class=\"s1\">Our specialised department will accompany you from start to finish in your transactions, guiding you and carrying out all the commercial operations you need: from the creation of companies to buying and selling operations. Our work is based on thoroughness, transparency and reliability to offer you the peace of mind of knowing that you are leaving your commercial activities in good hands.<\/span>[\/et_pb_blurb][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|tablet&#8221; module_class=&#8221;mod_tooltip_areaprivada&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;rgba(21,32,82,0.4)&#8221; background_enable_image=&#8221;off&#8221; custom_padding=&#8221;100px||100px||true|false&#8221; custom_padding_tablet=&#8221;180px||180px||true|false&#8221; custom_padding_phone=&#8221;180px||180px||true|false&#8221; background_last_edited=&#8221;off|desktop&#8221; parallax_phone=&#8221;on&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1400px&#8221; animation_style=&#8221;zoom&#8221; 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Both the complexity and the speed of change of the tax environment are drastically [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"class_list":["post-338574","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Services, Income and personal wealth | Joan Cerd\u00e0<\/title>\n<meta name=\"description\" content=\"We find the best context for your interests to give you peace of mind in the short and long term.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/joancerda.com\/en\/income-and-personal-wealth\/\" 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